We Needed a Jumbo Loan

My husband and I knew that whatever house we ended up getting, it would be quite expensive because of the area that we were looking in. We did not really have a choice though because it was expected in my husband’s line of work to live in a certain way, and having a home in the same neighborhood as the company was one of the unwritten rules of management. The homes were much more expensive than what we were used to, but we knew we would be okay because of the jumbo loan quote that we got from a website specializing in house loans for the amount we were seeking.

Our credit scores are near perfect, and we definitely have the income to afford a house in that neighborhood now that my husband has been promoted to one of the top executive positions. It was still scary looking at the different quotes we were given by other institutions. It was one of my husband’s coworkers who told us to look at a certain website to get the best quote for the kind of loan that we would need. Read More…


Virtual Credit Card? What To Look Out For…

Probably the most notable activities taking place online today is selling and buying which is called e-commerce. Plenty of internet users are searching for items that will resolve their problem or perhaps enable them to understand more about a subject or demanding issue.

virtual credit cardIt is nevertheless noticed that many of these users have difficulties getting credit cards for his or her transactions and a few that have tend to be afraid of making use of it online due to the fear of losing their own cards to on-line hackers and scammers.

To resolve this issue, business application developers created the Virtual Credit Card (VCC).

Exactly what is a Virtual Credit Card (VCC)?

It’s a non-plastic pre-paid credit/debit card intended for transactions. The main distinction between a normal credit card and vcc is you can’t see or feel a virtual card i.e. it’s not physical in contrast to the plastic card which you’ll see and touch. Just like the regular credit card, it might be a Master or Visa Card with the details of an ordinary card. Additionally, it offers the regular credit card numbers, CVV/CVV2 Numbers and also Expiry Date.

You can use them in standard online transactions as well as for verifications online on a website including Amazon, eBay, AlertPay, Facebook and so on. There aren’t any limitations to the type of transactions that may be made with a VCC. There is no special method of obtaining the cards. There are lots of internet sites online selling them. Many of them accept payment for your cards via Paypal and Liberty Reserve. You just need to place an order and then pay for the equivalent amount for that card denomination you require.

Even though VCCs have a great deal of advantages, some websites may possibly request you to scan and send VCC you used in transaction on their website to verify your own name on the virtual credit card.

Enjoy online shopping using your VCC.

A Place to Retire and Experience

As I’ve grown older and a little bit wiser (matched only by my foolishness), I have started to seriously consider investing more than ever before. It’s important to be able to have some kind of financial plan in place to take control of your life and to deny otherwise is to deny the realities of the world. As long as I plan to live my life within a modern, first world society that has been urbanized, financial gain is going to play a prominent role in my day to day activities. I’ve started reading gold backed IRA custodian reviews as a new approach to investing.

Investing in precious metals is something that I have been interested in for some time now. Read More…